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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-644-5055.
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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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Meet Susan Resch Susan and her family have enjoyed living in Wilton since 1988. She has been a full time, committed, professional Broker since 1996. Susan's ability as an expert negotiator, with integrity will benefit your real estate transaction . Her very successful career speaks for her ability to consistently exceed expectations. Susan is proud to have listed and sold many of Wilton’s premier properties as well as historically significant homes. Susan’s production has consistently ranked her in the top 1% nationally as well as a consistant top producer in Wilton, Westport and Ridgefield. Susan's Awards Include Rookie of the Year System 1 Top Producer Consistent OfficeTop Producer Diamond Award Winner Susan's Affiliations Include Connecticut Association of Realtors National Association of Realtors Consolidated Multiple Listing Service Mid Fairfield County Association of Realtors Women’s Council of Realtors
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
In what U.S. home can you find the world's largest refrigerator magnet collection?
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| A |
Louise Greenfarb of Las Vegas, Nevada has 35,000 unique fridge magnets that she has been collecting since the 1970's. |
See More Real Estate Trivia > |
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